You are our #1 priority

The Mortgage Firm Lakeland puts you first

The Mortgage Firm began as a small company in Winter Park in 1995

Over the years, despite the economic downturn, The Mortgage Firm has grown to be one of the Largest Private Lenders in the state of Florida. Our corporate office in Orlando, FL is where all of our underwriting and closing package generation takes place.


Home Loan Options


  • A fixed interest rate for the entire life of the loan.
  • No down payment options available for qualified borrowers.
  • Loan amounts available up to $484,350.00
  • Potentially add your closing costs into the loan

FHA Loan

  • Credit scores as low as 550*
  • 3.5% down payment required - Can be a gift!
  • Seller can contribute up to 6% of the borrower's closing costs.
  • Flexible mortgage guidelines.

Veteran's Affairs Loan

  • No monthly mortgage insurance.
  • Credit scores as low as 620.
  • Flexible mortgage guidelines.
  • Seller concessions up to 4% of the reasonable value of the property.

Conventional Loan

  • A fixed interest rate for the entire life of the loan.
  • Loan amounts available up to $484, 350
  • 10, 15, 20, and 30 year terms available.
  • As little as 3% down payment and can also be a gift!

Bond Loan

  • 30 year fixed FHA rate 5.25% the APR can’t go above 6.786%*
  •  Fees: $940 Underwriting fee, $500 processing fee and a 1% Origination fee


*based off of a $152,192K loan amount

Benefits of refinancing your home with us

Concept Solutions.pptx (6) (1)

Shorten the term of your loan from a 30 yr to a 20 or 15 yr fixed rate mortgage saving thousands over the life of the loan.

refinancelogo2 (1) (3)

Remove your PMI to save money on payment.

refinancelogo3 (1) (2)

Lower your interest rate,

Lower your monthly payment.

refinancelogo4 (2)

Rate and term refinance up to 96.5% of the appraised value on FHA.

Refinancing up to 95% of the value on your primary residence on your conventional loan.

Benefits of a Cashout refinance:

Applicable to FHA or Conventional financing: Cashout up to 80% of the value on your primary residence.

Concept Solutions.pptx (3) (2)

Pay off non preferred debts.

Concept Solutions.pptx (8) (2)

Shorten the term of the loan.

Concept Solutions.pptx (5)

Lower your overall monthly debt load.

Concept Solutions.pptx (2) (2)

Cash for home improvements (i.e. kitchen, bath, even a pool).

Meet Our Team

Robby Sampson
Branch Manager

Concierge Team

Yadira Camacho
Charles Garneau
Dorothy Sampson
Bob Sampson
Sherrie Sampson

Team Directory

Processing Team

Jessica Alvarado
Courtney Charneco
Teresa Hassett
Mike Meyer
Kateryna Pazzaglia
Sheri Peterson
Ashley Plummer
Emily Ralston

Mortgage Loan Officers

Bobby Adams
Barry Byrd
Kevin Dame
Mylisa Epps
Schaine Harris
Tim Hutchins
John Johnson
Yvanna Ramirez
Amber Rodriguez
Kristy Sampson
Gina Walker
Ken Watson
Monica Young

Personal Loan Managers

Yajaira Avina
Jasmine Bell
Lacey Campbell
Lisa Fry
Melissa Kincaid
Nate Leavitt
Christine Martinez
Jimena Miranda
Jacob Mixon
Tyler Moore
Alika Poleon
Asher Poleon
Carmen Rios
Alex Rodriguez
Doug Stevenson
Manuel Velazquez
Yenafes Vega

Speak with one of The Mortgage Firm Lakeland's Loan Originators today!

Please enter your name.
Please enter a message.
Please check the captcha to verify you are not a robot.

Office Address:

The Mortgage Firm Lakeland
2020 Edgewood Dr S.
Lakeland, FL 33803

Office Phone:

(863) 937-8024